---
title: Understanding how credits work
description: BuddyBee uses credits as a simple way to measure and allocate AI effort. Instead of worrying about technical details like tokens or processing time,...
---
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# Understanding how credits work
Hutly uses credits as a simple way to measure and allocate AI effort. Instead of worrying about technical details like tokens or processing time, credits give you a clear, human-equivalent benchmark you can use to plan and budget your work.
#### **How credits translate to work**
**1 Hutly credit = one minute of equivalent human work**
This benchmark helps you understand the real value of AI support and estimate how much work your credits can cover.
#### **Subscription Plans**
These credits refresh automatically each month and expire at the end of the billing cycle if unused.
#### **How credit usage works**
Each subscription plan includes a monthly allocation of credits. These credits refresh at the start of every billing cycle.
- **Starter:** 120 credits/ month
- **Professional:** 240 credits/ month
- **Enterprise:** 480 credits/ month
If your usage exceeds the credits included in your plan:
- Your workflows **continue running without interruption**
- Additional usage is billed as **overage at your plan’s per-credit rate**
- Overage charges are calculated and billed at the end of the month
You’re never cut off — Hutly simply scales with you.
#### **Overage rates by plan**
If you go beyond your included monthly credits, the following per-credit rates apply:
- **Starter:** $0.1289 per credit
- **Professional:** $0.1031 per credit
- **Enterprise:** $0.0808 per credit
Higher tiers benefit from lower per-credit costs.
#### **Managing your credits effectively**
To get the most value from your credits:
- **Plan ahead:** Group related requests to reduce repeat work
- **Be specific:** Clear prompts use fewer credits and deliver better results
- **Monitor usage:** Track credits used and “work saved” in your dashboard
- **Scale confidently:** Use more AI when needed — Hutly adjusts automatically
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